Money and Financials
“A Fool And His Money Are Soon Parted” - 450 year-old poem by Thomas Tusser

Let's say you start putting money away at 22. Scrape a little if you have to, but get it done. At the historical annual stock market return of 9%, the table shows what $7500/year grows to by age 30. Not bad.
Now here's the beauty of "the time value of money." If you build up that base by age 30, even if you don't put another dime away, look what happens by age 50:
$90,158 * (1.09) ^ 20 = $505,282
So, the $60k you can save over the course of your 20's grows to over a half-million bucks. Pretty good deal.
You've heard me say it a bunch: "I don't mind spending money in the least, but I hate wasting money." When you're young especially, don't waste too much money. Put it away.
Also, do what you can to avoid car payments. At a $500 / month payment, that's $6,000 a year that could be going into the savings above. Take care of the Audi and FJ, you can drive those cars a long time.